Gap Protector
Gap Health Insurance is a supplemental health plan that works along with a high-deductible major medical plan.
The IRS defines a High Deductible Health Plan (HDHP) as a plan having a deductible of at least $1,300 for an individual, and $2,600 for a family.
As the name implies, gap insurance helps pay for medical costs that occur before reaching the deductible.
Essential Care Hospital Indemnity (with Accident Rider)
Hospital Benefits
- Hospital Admission – $2,000 (per day: 1 day per year)
- Hospital Confinement – $1,000 (per day: 5 day per year)
- Intensive Care Confinement – $2,000 (per day: 5 day per year)
- Inpatient Surgery – $1,500 (per day: 1 day per year)
- Inpatient Anesthesia – $500 (per day: 1 day per year)
Additional Accident benefits
- Hospital Confinement – $2,500 (1 per year)
- Emergency Room – $1,000 (1 per year)
- Urgent Care or Surgery (outpatient) – $500 (1 per year)
*Benefits are paid per insured
