Cielo Star
Groups with 5-150 eligible employees can enjoy great coverage with great options offering 12 ACA qualified plans.
Overview
- Contribution Requirement $325 / mo Per Employee (custom if over 50 employees)
- CStar Program offers 12 ACA qualified plans
- A group may choose up to 2 plans to offer to employees (USA Freedom A can be offered alongside separately for waivers)
- Funds are paid monthly into the Employer’s claim fund. 100% of any surplus will be returned to the employer.
- Health apps are required –completed via digital format in integrated Small group portal or FormFire.
Cielo Star Options
Designed For Groups With 5-150 Eligible Employees
Network Option 1
- Reference Based Pricing Hybrid model utilizing the PHCS network for providers only (HealthSmart in Texas). RBP on facilities.
Network Option 2
- First Health Network
USAHP Proposal Options
- Option 1: Cielo Star Only (2 Options)
- Option 2: Cielo Star (2 Options) & Freedom A
- Option 3: For Groups over 50 – Apex Mec, Freedom B, & 1 Cielo Star Option (Provices Mec to cover Pentalty A & Provides Minimum Value to cover Penalty B)
